Nonprofit Credit Debt Counseling

We offer credit debt counseling designed to teach you how to live a money-smart lifestyle and avoid incurring additional credit debts. Our credit counseling services are confidential, comprehensive and free.

An Introduction to Nonprofit Credit Debt Counseling Services

Credit Debt CounselorSpringboard Nonprofit Consumer Credit Management Counselors are certified by the National Foundation of Credit Counseling (NFCC). The NFCC promotes the national agenda for financially responsible consumer behavior and governs the credit counseling education process. Since 1983, Springboard's nonprofit credit counseling agency has maintained an A rating with The Better Business Bureau.

When you decide to make Springboard your financial education partner, a credit counselor will teach you how to live a money-smart lifestyle and avoid incurring additional debts. Your certified credit counselors will examine your current unsecured debt level and may recommend a disciplined action plan to achieve your debt relief goal. This type of debt relief process is called a Debt Management Plan (DMP).

DMPs often involve negotiating with your creditors to establish a pay-off plan. On your behalf, your nonprofit counselor will negotiate for reduced credit card fees, interest rates, and other concessions offered by your creditors in return for your commitment to a Debt Management Plan with Springboard.

Springboard offers complimentary credit counseling services to anyone in need of personal finance assistance.

To begin, schedule a confidential and nonjudgmental consultation with one of our NFCC certified credit counselors to discuss your financial situation. We will examine your unsecured credit debt, give you practical financial advice, and help you create a realistic plan to improve your credit situation.

BUDGET911: At the end of your counseling session, your counselor will empower you with a workable household budget, a reasonable debt repayment plan, and the know-how to improve your personal finance habits for the future. If you are currently facing difficult financial times, we encourage you to Contact Us Today for complimentary financial assistance immediately.

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Springboard Nonprofit Consumer Credit Management is a 501(c) nonprofit organization and industry-respected consumer credit counseling agency. We offer regulated credit debt consolidation programs for consumers who want to consolidate their unsecured credit debt payments, into one, manageable monthly payment. Credit debt consolidation plans offer you many benefits:

  • One convenient monthly credit debt payment to your creditors.
  • Possible reduced minimum payment.
  • Lower interest rates.
  • A more affordable credit card payment designed to pay off debt faster.
  • A well-planned household budget to help you save money and reduce debt.

Since 1974, Springboard's nonprofit counselors have helped thousands of hard-working Americans pay-off hundreds of millions of dollars in credit card debt. If you are determined to get there, we can help you become debt-free in 5 years or less. If you're a good candidate for credit debt consolidation, your comprehensive consolidation plan will lower your interest rates, exempt you from late or over limit fees, and change delinquent accounts to current. Unlike for-profit debt consolidation companies, we will help you consolidate your debt without forcing you opening new debt or putting your home at risk.

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Springboard Nonprofit Consumer Credit Management is approved by the National Foundation for Credit Counseling to provide consumers with Debt Management Plans.

The Debt Management Plan is designed to help people with severe debt pay-off their debt, via one affordable and realistic monthly payment. If you qualify to participate in an NFCC-approved debt management plan, you may benefit from reduced or waived finance charges and a stop in collection calls. Once you have completed our debt management program, we typically can help you reestablish good credit.

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Credit Debt Counseling by Telephone or Internet

Nationwide Credit Debt Counseling Services from Springboard

Call the Credit Debt Counseling Department: 1 (800) 431-8456
Nonprofit credit debt counselors are available, who speak English or Spanish, that will guide you through your credit debt counseling process.

Complete a Household Budget Worksheet - For clients seeking credit debt counseling, complete our online household budget worksheet. The household budget worksheet will quickly help our counselors determine the best way to reduce and manage your credit debt. The worksheet takes less than 10 minutes to complete.

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For Immediate Help
Call Us:
(800) 431-8456

How Can We Help You?

Credit Counseling
Avoid Foreclosure
Reverse Mortgage
Explore Bankruptcy
Financial Education
Loan Modification
Consolidate Debt

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Better Business Bureau (BBB) Accredited Certified by the U.S. Department of HUD Accredited by the Council on Accreditation (COA) Recognized by the National Foundation for Credit Counseling (NFCC) Consumer Credit Counseling Service (CCCS) Financial Counseling Association of America (FCAA) Homeownership Preservation Foundation (HPF) HOPE Now
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