Homeownership is a dream you can achieve – and sooner than you might think.

While Couple A assumes they must save for years to pay the traditional 20 percent down on a home, Couple B purchases a home now with a low down payment loan of just 3 percent. Over the next eight years, life keeps throwing curveballs at Couple A while they are trying to save up for 20 percent down. Throughout that time, Couple B is living happily as homeowners and building home equity.

Finally, Couple A reaches their savings goal. What home do they purchase? The one Couple B is selling because they are ready to upgrade their lifestyle and buy a larger home. Couple B is eight years ahead in building their wealth!

Are you ready to fulfill your dream of buying a home? Take our mortgage readiness quiz to find out!